Alabama SR22 Insurance Quotes

Alabama SR22 insurance quotes are a must if you are considered to be a high risk driver due to something you have done in the past such as driving under the influence or driving without insurance. If you have had an accident while driving before you got a driver’s license, you will be considered high risk. Car insurance can be more expensive for a high risk driver, but you can get competitive Alabama SR22 insurance quotes by clicking the link at the bottom of this page.

Maintain Insurance Coverage    

Once you have gotten your Alabama SR22 insurance quotes and decided on the policy that is right for you, Alabama law requires that you maintain your insurance as long as you have SR22 insurance. If you forget to pay your insurance premium and your insurance lapses, your insurance company must notify the DMV and your driver’s license will be suspended. So you need to always make it a point to pay your insurance premium every time it is due. It is also a good idea to pay your insurance payment early to avoid your insurance and your driver’s license being suspended.

Time Frame - Alabama law also requires that you keep your SR22 insurance for a minimum of one year and a maximum of three years so that they can review your driving record at the end of your time period and decide if you are a safe enough driver to carry normal insurance coverage.  

How Can You Get SR22 Insurance?    

First you start by clicking the link at the bottom of the page to get your fast Alabama SR22 insurance quote. Then once you have your policy you take a copy of the insurance policy to the Department of Motor Vehicles. You will be required to pay a fee to have your driver’s license reinstated. To find out how long you will have to carry SR22 insurance, you will have to check with the court that suspended your driver’s license.

What Happens if You Choose Not To Carry SR22 Insurance?

 If after getting your Alabama SR22 insurance quotes, you decide not to obtain the insurance, you will not be allowed to drive legally. If you decide to obtain the insurance, but after you get your license back you decide to drop the insurance the insurance company is required by law to notify the DMV and your license will be cancelled or revoked.

Moving - What happens if you have SR22 insurance and you move? If you have SR22 insurance in one state and you move to another state, you have to fulfill your SR22 requirement. For example, if you live in Texas and move to Alabama, you have to obtain the same high risk coverage in Alabama that you have in Texas even if the minimum requirements are lower. If in Texas you requirements are 50/100/25 and you move to Alabama where the minimum requirements are 25/50/10, then you will have to carry the same insurance you had in Texas with your insurance company in Alabama and also file the SR22 with the DMV until it expires. Once your SR22 recommendations have been fulfilled, you can maintain regular insurance in your new state.

If You Do Not Have a Car -
Maybe you are considered to be a high risk driver and you don’t have a car, but you do drive someone else’s car on occasion. Then you are required to carry SR22 insurance and report to the DMV that you are a high risk driver who will be driving a friend or family member’s car. And you must keep the SR22 insurance for the full term that the court requires.

Obtaining your Alabama SR22 insurance quote is the easy part. All you have to do is click on the link at the bottom of this page. No matter if you have a DUI, DWL or any other conviction; you will be able to get a competitive rate.

In the state of Alabama there are several reasons you may be looking to maintain Alabama SR22 insurance quotes:

  • If you have a lot of traffic violations
  • If you have been convicted of reckless driving
  • If you have been convicted of driving under the influence or driving without a license
  • If you refuse to submit a driving test
  • If you are found at fault in a traffic accident, and
  • If you are caught driving without insurance

You may also need SR22 insurance if you fail to pay child support and as a result you lose your driver’s license.

If you are a truck driver or in some other occupation that requires that you have transportation and you are considered a high risk driver because of something that happened in your past, there is hope. Just get Alabama SR22 insurance quotes by filling our quick form and stay in the career you love.


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