Rhode Island SR22 Insurance Quotes

Rhode Island SR22 Insurance quotes are to help make the process of securing this type of insurance, and getting your license reinstated, a much simpler situation to work through. The reason your rates will go up is that you have now been put into a category of drivers considered “high risk.” The good news is that you will likely only be required to carry this level of insurance for 36 months. The other good news is that you do have access to SR22 insurance quotes that come from a grouping of over 200 insurance companies. That means companies competing to be your insurance provider by offering you the best rates and most extensive coverage.

Who Falls Under the “High Risk” Category

In the state of Rhode Island, there are several reasons you may be classified as a high risk driver and, therefore, forced to obtain SR22 insurance with the state. One common problem motorists run into that can cause a person to have to secure insurance through an SR22 is because of driving without carrying a current insurance policy. The amount of insurance required from state to state varies, so if you are from somewhere other than Rhode Island, or a new resident to the state, make sure you have a clear understanding of what is expected for your insurance coverage and needs.

There are, of course, other reasons that you may end up needing Rhode Island SR22 insurance quotes, as well as this type of insurance. If you have had one or multiple traffic violations or infractions like driving under the influence or driving while intoxicated, you may end up being considered a high risk. This may include even refusing to take the Breathalyzer test, or other types of tests administered to check for intoxication. Also included in the high risk category are those who have had at fault accidents, been brought up on reckless driving charges or been caught driving without insurance.

About High-Risk Candidates

A driver can end up classified as a high risk because of their road driving habits and behavior on the road. Driving drunk, especially for repeat offenses, is an obvious infraction that would lead to being a high risk, but it is not the only thing that will cause a person to be labeled a high risk factor. Excessive speed, repeat excessive speed penalties and reckless driving are all additional examples of what could cause a person to end up with a classification of high risk, as a driver in the state of Rhode Island. Getting your Rhode Island SR22 insurance quotes, though, will help you find insurance that will give you the coverage you need at the rates you can afford.

What Are Rhode Island SR22 Insurance Quotes For?

Contrary to common belief, an SR22 is actually a document not a type of insurance. This document is meant to guarantee to the court and DMV that the policy holder will continue to keep a high risk insurance policy in place for a minimum amount of time. This is usually for a period of at least three years. The person must maintain that insurance without interruption, or face having their driver’s license revoked.

When you get your SR22 insurance quotes, you will be able to determine which carrier can best suit your needs. The insurance company you select will notify the Department of Motor Vehicles for Rhode Island and then you will wait for the claim to be approved. After that, your license will be reinstated and you will be able to drive again, legally. You must maintain this type of insurance for the amount of time required and should keep in mind that the requirements are not the same in all states. This is really important to think about in case you should move at any point while you have your SR22 in place. Find out the guidelines for the state you will moving to and the state through which your license was reinstated before making a move, or you could jeopardize losing your driving privileges

About Getting Your Rhode Island SR22 Insurance Quotes

To be on your way to getting your SR22 insurance in place, as well as your Rhode Island state issued driver’s license, you will need to get your quotes to review. These rate quotes will enable you to compare carriers as well as coverage and costs. This is how you will make an informed decision about putting your SR22 in place.

You can do this, today. Start by filling out a simple quote form, that takes about two minutes, and take the first step towards reclaiming your driver’s license privileges. You can find out from a network of over 200 competing insurance carriers, if you are among the 95% who end up saving money on their insurance. The quotes are provided to you for FREE and you can start immediately. Don’t put off getting your Rhode Island SR22 insurance quotes another day.

SR22 Insurance Quotes

State Insurance Information